Smith Law Firm

Some of the best class actions involve individuals who only lost small amounts of money. For example, a phone company may elect to add an illegal fee of only $.35 ...

Factors to consider in assessing the “value” of a wrongful death claim include: (1) the age of the victim, (2) the health of the victim, (3) the lifetime earning capacity of ...

Factors to consider in assessing the “value” of a wrongful death claim include: (1) the age of the victim, (2) the health of the victim, (3) the lifetime earning capacity of ...

In Missouri, you have a legal obligation to do one of two things: (a) call the police and wait for the police to arrive, or (b) provide the other driver with ...

Seek medical treatment immediately and follow the advice of your physician. Do not try to avoid seeking treatment on the grounds that you do not have health insurance. Many ...

A medical pay provision is a provision in an insurance policy that covers the cost of medical expenses without requiring a showing of liability. The limit of coverage is usually ...

Uninsurance (“UM”) coverage provides coverage when the accident or injuries are caused by a person who is either (a) unknown, or (b) without any insurance. An unknown person is often ...

Yes, an insurance company cannot issue a contract of automobile liability coverage in Missouri without including uninsured motorist coverage on the policy.

Underinsurance (“UIM”) coverage provides coverage that makes up the difference between the amount of your damages and the amount of insurance coverage of someone who caused your injuries. For ...

Not all insurance policies provide UIM coverage. Insurance companies may issue insurance policies that lack UIM coverage.

In Missouri, all drivers, except in limited circumstances, are required to carry liability insurance with minimum policy limits. The policy limits vary depending on the number of victims per accident/occurrence. ...

It’s possible. After reviewing all medical records, insurance policies, accident reports and other information, we will attempt to provide you with an assessment of the value of your case.  ...

Yes, so long as you are not the sole cause of your injuries, you may recover a percentage of your damages from another party.

This is entirely your decision. Our firm will conduct all necessary investigative work and provide you with what we believe to be the value of your case. We will ...

We usually calculate fees pursuant to a contingent fee agreement. This means that we keep a percentage (usually 33%) of any recovery.

Costs typically include the amounts paid for depositions, expert testimony, filing fees and record production fees. These costs are paid by the client only so long as we are able ...

Costs typically include the amounts paid for depositions, expert testimony, filing fees and record production fees. These costs are paid by the client only so long as we are able ...

Yes, reporting officers are often amenable to amending reports so long as there is some evidence that the information contained therein is in fact inaccurate.

In Missouri, attorneys are prohibited from telling jurors that the defendant (or negligent party) was carrying insurance. There is a strong public policy in favor of carrying insurance, and people ...

Generally no. Your health insurance company cannot claim a lien or take a percentage of your personal injury settlement. One exception arises if your insurance company is considered a ...

Generally yes, but only under certain conditions. The medical provider must be a qualified provider. This usually means that the company is a public hospital or is organized under ...